§01 — Independent TPI advisory

Independent advisory on third-party indemnity and credit hire spend for UK motor insurers.

Strategic input on TPI cost, credit hire mitigation, litigation mix and capture — scoped engagements, conflict-checked, and independent of any insurer retainer.

Reducing what motor insurers pay to put someone else’s world back together.

Engagements are taken on when the practice is open to new work, and scoped accordingly.

§02 — Track record

~30 YEARS Three decades in UK motor claims and credit hire, including senior strategic leadership at more than one major UK insurer
MULTI-YEAR TPI spend reductions ahead of inflation, repeated across successive senior roles — not a one-off saving
RECOGNISED By industry peers and legal experts, built on sustained tenure and consistently delivered outcomes
INDEPENDENT No current insurer retainer; every engagement conflict-checked and scoped before it begins

Described in deliberately general terms to protect the confidentiality the role requires. Further detail on background and track record available on request, under NDA where appropriate.

§03 — Network

Relationships built over decades, not a cold introduction

Three decades of working relationships across every side of the credit hire market — people who take the call, not names on a list. That network sits behind every engagement, not just the advice itself. Specific firms and individuals are kept confidential, in line with those relationships.

  • Senior claims leadership across the UK’s major motor insurers
  • Chief executives and managing partners of the UK’s largest credit hire organisations
  • The panel law firms that litigate and defend credit hire claims at scale
  • Data, engineering and hire-rate evidence suppliers to the sector
  • Industry-body and technical-committee contacts shaping how credit hire is regulated

§04 — Advisory lines

Where the mandate sits

Indemnity spend strategy & benchmarking
Where a motor book’s TPI cost sits against the market, and the specific levers — capture, hire duration, rate, litigation mix — that actually move it.
Credit hire mitigation & panel management
GTA positioning, basic hire rate strategy, impecuniosity evidence, and an operating model that makes mitigation hold at volume, not just on paper.
Litigation strategy & avoidable-litigation reduction
Where litigation is adding cost without adding outcome, and how panel firm strategy, Part 36 discipline and portal conduct change that.
Third-party capture optimisation
Capture rate treated as a strategic metric, not an operational afterthought — the investment case, and the model that pays it back.
Board & executive papers
Indemnity and mitigation strategy written for a Risk, Audit or Exec committee — not a claims file.
Interim strategic input
Short, defined pieces of work — a benchmarking review, a strategy reset, cover through a gap — rather than an open-ended programme.

§05 — How this works

Advisory, by design

This is a strategic advisory practice, not a delivery vehicle. Engagements are scoped, time-bound and independent — a review, a paper, a second opinion, a defined project — rather than ownership of a programme or a team. Available directly or through retained advisory networks. No current insurer retainer; conflicts are checked and declared before any engagement is confirmed.

§06 — Get in touch

Make an enquiry

Enquiries are handled directly and in confidence.

When the practice is taking work, engagements are scoped and conflict-checked before anything proceeds.

enquiries@indemnis.co.uk